Payment Services Supported for Apple Pay {#applepay-intro-supported-services} ============================================================================= Apple Pay is supported for the authorization, sale, authorization reversal, and capture services. The credit and void services are also supported for Apple Pay. Authorization ------------- An authorization confirms that a payment card account holds sufficient funds to pay for a purchase. A successful authorization places a hold on the funds in the account, reducing the cardholder's available limits by the authorized amount. The authorization service is supported with both types of Apple Pay decryption. For more information, see these topics: * [Authorize an Apple Pay Payment with Cybersource Decryption](/docs/cybs/en-us/apple-pay/developer/all/so/applepay/applepay-txn-auth-cybs-ex.md "") * [Authorize an Apple Pay Payment with Merchant Decryption](/docs/cybs/en-us/apple-pay/developer/all/so/applepay/applepay-txn-auth-merch-ex.md "") Sale (Authorization and Capture) -------------------------------- A sale bundles an authorization and capture into a single transaction. Request the authorization and capture at the same time. Upon a successful transaction, funds are immediately transferred from the cardholder account to the merchant account. The authorization and capture amounts must be the same. The sale service is supported with both types of Apple Pay decryption. For more information, see these topics: * [Process an Apple Pay Sale with Cybersource Decryption](/docs/cybs/en-us/apple-pay/developer/all/so/applepay/applepay-txn-sale-cybs-ex.md "") * [Process an Apple Pay Sale with Merchant Decryption](/docs/cybs/en-us/apple-pay/developer/all/so/applepay/applepay-txn-sale-merch-ex.md "") Authorization Reversal ---------------------- Initiate an authorization reversal to reverse an unnecessary or undesired authorization. A successful authorization reversal releases the hold that the authorization placed on the cardholder's credit card funds. Include in the request message the request ID returned from the previous authorization because the request ID links the reversal to the authorization. For more information, see [Reverse an Apple Pay Payment Authorization](/docs/cybs/en-us/apple-pay/developer/all/so/applepay/applepay-txn-reversal-ex.md ""). Capture ------- A capture, also known as settlement, transfers funds from the cardholder's account to your bank, typically in 2 to 4 days, and it releases the hold that the authorization placed on the cardholder's credit card funds. Include in the capture request message the request ID returned from the previous authorization because the request ID links the capture to the authorization. For more information, see [Capture an Apple Pay Authorization](/docs/cybs/en-us/apple-pay/developer/all/so/applepay/applepay-txn-capture-ex.md ""). Credit ------ A is a payment refund from your bank to the cardholder for a payment that has already been captured. To initiate a , send a request message to the **credit service** and include the request ID that was returned in the response to the capture request. Because the request ID links to the cardholder's billing and account information, you are not required to include those fields in the credit request. Unless otherwise specified, you must request a follow-on credit within 180 days of a settlement. For more information about standalone credit requests and credit authorization results, see the "Standard Payments Processing" section of the [Payments Developer Guide](https://developer.cybersource.com/docs.md#PaymentServices ""). Void ---- You can void an Apple Pay capture or credit that was submitted but is not yet processed by the processor. You send a request for a capture void and a credit void to the same endpoint, but different fields are required for the two types of voids. A void is linked to a capture or credit transaction through the request ID of the transaction you want to void. For more information about void requests and responses, see the "Standard Payments Processing" section of the [Payments Developer Guide](https://developer.cybersource.com/docs.md#PaymentServices "").