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Stand-Alone Credit {#cp-services-standalone-credit-intro}
=========================================================

This section describes how to process a stand-alone credit. A stand-alone credit is used to process a credit with no reference to a previous transaction. The amount for a stand-alone credit is not limited because there is no reference to an original transaction amount. The customer is required to present their payment card for this type of credit.

Endpoint {#cp-services-standalone-credit-intro_d7e169}
------------------------------------------------------

**Production:** `POST ``https://api.cybersource.com``/pts/v2/credits/`{#cp-services-standalone-credit-intro_d7e178}  
**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/credits/`{#cp-services-standalone-credit-intro_d7e188}

Required Fields for Processing a Stand-Alone Credit {#cp-services-standalone-credit-required-fields}
====================================================================================================

[clientReferenceInformation.code](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-code.md "")
:

[clientReferenceInformation.transactionId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-transaction-id.md "")
:

[clientReferenceInformation.partner.thirdPartyCertificationNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-partner-third-party-certnum.md "")
:
`Cybersource` provides the value for this field.

[merchantInformation.transactionLocalDateTime](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/merch-info-aa/merch-info-transaction-local-date-time.md "")
:

[orderInformation.amountDetails.currency](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-currency.md "")
:

[orderInformation.amountDetails.totalAmount](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-total-amount.md "")
:

[pointOfSaleInformation.emv.tags](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-emv-tags.md "")
:

[pointOfSaleInformation.entryMode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-entry-mode.md "")
:

[pointOfSaleInformation.trackData](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-track-data.md "")
:

[pointOfSaleInformation.terminalCapability](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-terminal-capability.md "")
:

[pointOfSaleInformation.terminalPinCapability](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-terminal-pin-capability.md "")
:

[processingInformation.commerceIndicator](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-commerce-ind.md "")
:
{#cp-services-standalone-credit-required-fields_dl_vbd_yfw_1yb}

REST Example: Stand-Alone Credit {#cp-services-standalone-credit-ex-rest}
=========================================================================

Request

```
{
    "clientReferenceInformation": {
        "code": "test123",
        "transactionId": "11223344",
        "partner": {
            "thirdPartyCertificationNumber": "testTPCN"
        }
    },
    "processingInformation": {
        "commerceIndicator": "retail"
    },
    "paymentInformation": {
        "card": {
            "type": "001"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "9900.00",
            "currency": "USD"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "87654321",
        "entryMode": "contactless",
        "terminalCapability": "4",
        "terminalPinCapability": "0",
        "emv": {
            "tags": 
"5F2A02084082025800950542800480009A032907259C01209F02060000009900009F10070601120
3A000009F1A0208409F1E08364B3335303633379F26084F674AF82F5566BD9F330360F0E89F36022
3019F370479E0A7B59F2701809F34030203005F340101",
            "cardSequenceNumber": "01"
        },
        "trackData": ";4761739001010119=29122011758928889?"
    },
    "merchantInformation": {
      "transactionLocalDateTime": "20230724085022"
    }
}
```

Response for a Successful Request

```
{
    "_links": {
        "void": {
            "method": "POST",
            "href": "/pts/v2/credits/6663069906146706403954/voids"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/credits/6663069906146706403954"
        }
    },
    "clientReferenceInformation": {
        "code": "1666306990717"
    },
    "creditAmountDetails": {
        "currency": "eur",
        "creditAmount": "100.00"
    },
    "id": "6663069906146706403954",
    "orderInformation": {
        "amountDetails": {
            "currency": "eur"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "001"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "001"
        },
        "card": {
            "type": "001"
        }
    },
    "processorInformation": {
        "approvalCode": "888888",
        "responseCode": "100"
    },
    "reconciliationId": "66490108K9CLFJPN",
    "status": "PENDING",
    "submitTimeUtc": "2022-10-20T23:03:10Z"
}
```

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