API Overview

Credentialed Transactions
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Credentialed Transactions
- Industry Practice Transactions
- Standing Instructions Transactions
  - Requirements for Standing Instruction Transactions
  - Recurring Billing for Recurring Payments
- Transaction Matrix for Industry Practice and Standing Instructions

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
  - Required Fields for Storing Customer Credentials During a CIT
  - REST Example: Storing Customer Credentials During a CIT
- Storing Customer Credentials with a CIT and TMS
  - Required Fields for Storing a Customers Credentials with a CIT and TMS
  - Example: Storing a Customer's Credentials with a CIT and TMS
- Using Stored Customer Credentials During a CIT
  - Required Fields for Retrieving Customer Credentials During a Customer-Initiated Transaction
    - Card-Specific Required Field for Retrieving Customer Credentials During a CIT
  - REST Example: Retrieving Customer Credentials During a CIT

Delayed Transaction
- Merchant-Initiated Delayed Transaction with PAN
  - Required Fields for Processing a Merchant-Initiated Delayed Transaction
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - REST Example: Processing a Merchant-Initiated Delayed Authorization Transaction
- Merchant-Initiated Delayed Transaction with TMS
  - Required Fields for MIT Delayed Transaction with TMS
  - Example: MIT Delayed Transaction with TMS Instrument Identifier
  - Example: MIT Delayed Transaction with TMS Payment Instrument
  - Example: MIT Delayed Transaction with TMS Customer token

Incremental Transaction
- Merchant-Initiated Incremental Transaction with PAN
  - Required Fields for Processing Merchant-Initiated Incremental Transactions
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - REST Example: Processing Merchant-Initiated Incremental Transactions
- Merchant-Initiated Incremental Transaction with TMS
  - Required Fields for MIT Incremental Transaction with TMS
  - Example: MIT Incremental Transaction with a TMS Instrument Identifier
  - Example: MIT Incremental Transaction with a TMS Payment Instrument
  - Example: MIT Incremental Transaction with a TMS Customer token

Reauthorization Transaction
- Merchant-Initiated Reauthorization Transactions with PAN
  - Required Fields for Processing Merchant-Initiated Reauthorized Transactions
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - REST Example: Processing a Merchant-Initiated Reauthorized Transaction
- Merchant-Initiated Reauthorization Transactions with TMS
  - Required Fields for MIT Reauthorization Transaction with TMS
  - Example: MIT Reauthorization Transaction with a TMS Instrument Identifier
  - Example: MIT Reauthorization Transaction with a TMS Payment Instrument
  - Example: MIT Reauthorization Transaction with a TMS Customer

Resubmission Transaction
- Merchant-Initiated Resubmission Transaction with PAN
  - Required Fields for Processing a Merchant-Initiated Resubmitted Transaction
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - REST Example: Processing a Merchant-Initiated Resubmitted Transaction
- Merchant-Initiated Resubmission Transaction with TMS
  - Required Fields for MIT Resubmission Transaction with TMS
  - Example: MIT Resubmission Transaction with a TMSInstrument Identifier
  - Example: MIT Resubmission Transaction with a TMSPayment Instrument
  - Example: MIT Reauthorization Transaction with a TMS Customer

No-Show Transactions
- Merchant-Initiated No-Show Transactions with PAN
  - Required Fields for Processing Merchant-Initiated No-Show Charges
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
  - Optional Field for Processing Merchant-Initiated No-Show Charges
  - REST Example: Processing Merchant-Initiated No-Show Transactions
- Merchant-Initiated No-Show Transaction with TMS
  - Required Fields for MIT No-Show Transaction with TMS
  - Example: MIT No-Show Transaction with a TMS Instrument Identifier
  - Example: MIT No-Show Transaction with a TMS Payment Instrument
  - Example: MIT No-Show Transaction with a TMS Customer

Installment Payments
- Customer-Initiated Installment Payments with PAN
  - Required Fields for Initial Customer-Initiated Installment Payments with a PAN
  - REST Example: Authorizing Initial Customer-Initiated Installment Payments with a PAN
- Customer-Initiated Installment Payment with TMS
  - Required Fields for CIT Installment Payments with TMS
  - REST Example: CIT Installment Payment with TMS
- Customer-Initiated Installment Payment with Enrollable Network Tokens
  - Required Fields for a CIT Installment Payment with Enrollable Network Tokens
  - Example: CIT Installment Payments with Enrollable Network Tokens
- Merchant-Initiated Installment Payments with PAN
  - Required Fields for Authorizing Merchant-Initiated Subsequent Installment Payments
    - Card-Specific Required Field for Retrieving Customer Credentials During a CIT
    - India-Specific Required Fields for Installment Payments
  - REST Example: Authorizing Merchant-Initiated Subsequent Installment Payments
- Merchant-Initiated Installment Payment with TMS
  - Required Fields for MIT Installment Payments with TMS
    - Card-Specific Required Field for Retrieving Customer Credentials During a CIT
    - India-Specific Required Fields for Installment Payments
  - Example: MIT with TMS Instrument Identifier Token

Recurring Payments
- Customer-Initiated Recurring Payment with PAN
  - Required Fields for Authorizing a Customer-Initiated Recurring Payment with PAN Using REST API
  - REST Example: Authorizing a Customer-Initiated Recurring Payment with a PAN
- Customer-Initiated Recurring Payment with TMS
  - Required Fields for Authorizing a Customer-Initiated Recurring Payment with TMS
  - REST Example: Authorizing a Customer-Initiated Recurring Payment with TMS
- Customer-Initiated Recurring Payment with Enrollable Network Tokens
  - Required Fields for Authorizing a Customer-Initiated Recurring Payments with Enrollable Network Tokens
  - REST Example: Authorizing a Customer-Initiated Recurring Payment with Enrollable Network Tokens
- Merchant-Initiated Recurring Payments with PAN
  - Required Fields for Authorizing a Merchant-Initiated Recurring Payment
    - Card-Specific Required Fields for Authorizing Subsequent Recurring Payments
    - Country-Specific Required Fields for Authorizing Subsequent Recurring Payments
  - REST Example: Authorizing a Merchant-Initiated Recurring Payment
- Merchant-Initiated Recurring Payments with TMS
  - Required Fields for Authorizing a Merchant-Initiated Recurring Payments with TMS
  - REST Example: Authorizing a Merchant-Initiated Recurring Payment with a TMS Instrument Identifier
  - REST Example: Authorizing a Merchant-Initiated Recurring Payment with TMS Payment Instrument
  - REST Example: Authorizing a Merchant-Initiated Recurring Payment with a TMS Customer Token

Mastercard Standing Order Payments
- Mastercard Initial CIT Standing Order Payment
  - Required Fields for Authorizing Initial CIT Standing Order Payments
  - REST Example: Authorizing Initial CIT Standing Order Payments
- Mastercard Initial CIT Standing Order Payment with TMS
  - Required Fields for Authorizing Initial CIT Standing Order Payments with TMS
  - REST Example: Authorizing Initial CIT Standing Order Payments with TMS

Mastercard Subscription Payments
- Mastercard CIT Initial Subscription Payment
  - Required Fields for Authorizing CIT Initial Subscription Payments
  - REST Example: Authorizing Initial CIT Subscription Payments
- Mastercard CIT Initial Subscription Payment with TMS
  - Required Fields for Authorizing CIT Initial Subscription Payments with TMS
  - REST Example: Authorizing Initial CIT Subscription Payments

Unscheduled COF Payments
- Customer-Initiated Unscheduled COF Payment with PAN
  - Required Fields for Authorizing Initial CIT Unscheduled COF Payments
  - REST Example: Authorizing Initial CIT Unscheduled COF Payments
- Customer-Initiated Unscheduled COF Payments with TMS
  - Required Fields for CIT Unscheduled COF Payments with TMS
  - REST Example: Initial CIT Unscheduled COF Payment in TMS
- Customer-Initiated Unscheduled COF Payment with Enrollable Network Tokens
  - Required Fields for CIT Unscheduled COF Payment with Enrollable Network Tokens
  - REST API Example: CIT Unscheduled COF Payment with Enrollable Network Tokens
- Merchant-Initiated Unscheduled COF Payments with PAN
  - Required Fields for Authorizing Subsequent MIT Unscheduled COF Payments
    - Card-Specific Required Field for Processing a Merchant-Initiated Transactions
    - Country-Specific Required Fields for Authorizing Subsequent Recurring Payments
  - REST Example: Authorizing Subsequent MIT Unscheduled COF Payments
- Merchant-Initiated Unscheduled COF Payments with TMS
  - Required Fields for MIT Unscheduled COF Payments with TMS
  - Example: MIT Unscheduled COF Payment with TMS Instrument Identifier
  - Example: MIT Unscheduled COF Payment with TMS Payment Instrument
  - Example: MIT Unscheduled COF Payment with TMS Customer

Reference Information
- Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
  - Requirements
  - Services
  - Relaxed Fields

On This Page

Resubmission Transaction

A resubmission transaction is used when a merchant resubmits an authorization to recover an outstanding debt from the customer. A common scenario is when a card was initially declined due to insufficient funds, but the goods or services were already delivered to the customer.

This section describes how to process a resubmission transaction using these payment types:

Merchant-Initiated Resubmission Transaction with PAN

Merchant-Initiated Resubmission Transaction with TMS

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