Industry Practice Transactions {#credentials-mit-industry}
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Industry practice transactions are MITs performed as follow‑on actions to a previous CIT. Although not all of them require stored credentials, repeated use of credentials qualifies them as COF transactions.  
These industry practice transactions and industry examples are available with your processor:

`Business Center` Transactions
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You can create an industry practice transaction in the `Business Center` by requesting a new authorization. Go to the Transaction Management section and confirm that the new authorization is a MIT. Choose one of these reasons for the authorization:

* Account Top Up
* Delayed Charges
* No Show
* Reauthorization
* Resubmission

These options are not available through all processors.  
This process requires you to have already stored the customer's credentials from a previous customer-initiated transaction. For more information on storing a customer's credentials in the `Business Center`, see [Customer-Initiated Transactions with Credentials on File](/docs/cybs/en-us/credentials/developer/vantivcnp/so/credentials/credentials-cit-intro.md "").