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Unified Checkout
Test Cards

To test
Payer Authentication
, you must use
Payer Authentication
test cards. See Test Cases for 3-D Secure 2.x in the
Payer Authentication
Developer Guide
.
Test Card Numbers
Card Brand
BIN
Card Number
Expiration Date
CVV
Visa
411111
1111111111
12/2025
123
Mastercard
555555
5555554444
02/2026
265
American Express
378282
246310005
03/2026
7890
Cartes Bancaires
436000
0001000005
04/2040
123
Carnet
506221
0000000009
04/2024
123
China UnionPay
627988
6248094966
04/2040
123
Diners Club
305693
09025904
04/2040
123
Discover
644564
4564456445
04/2040
123
JCB
353011
13333 0000
04/2040
123
Jaywan
679009
0000002009
04/2040
123
Paypak
220543
0000003002
04/2040
123
Maestro
675964
9826438453
04/2040
123
mada
446404
0000000007
04/2040
123
ELO
451416
0000000003
04/2040
123
JCrew
515997
1500000005
04/2040
123
EFTPOS
401795
000000000009
04/2040
123
Meeza
507808
3000000002
04/2040
123

Test Cards for
Click to Pay
Authentication by
Unified Checkout

se these test cards to test when you use a
Click to Pay
card with authentication performed outside
Click to Pay
and the
consumerAuthentication
field is set to
true
in the capture context.
Replace the X in the card number with 0.
To manage Visa test cards for customer authentication, contact your implementation consultant or technical account manager.
IMPORTANT
These test cards are not valid for testing in production. To test in production, you must leverage production credentials.
Test Card Numbers for Authentication Outside
Click to Pay
Flow
Card Brand
Card Number
Expiration Date
CVV
Visa
46229431231X2X56
12/2026
432
46229431231X232X
12/2026
581
Mastercard
512X35X1XXX64578
Any future date
Any
512X35X1XXX64552
Any future date
Any