Account Funding Transactions (AFTs) with Visa {#payouts-services-auth-aft-intro-opd-visa}
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`Payouts` uses the authorization service to support AFTs. An AFT withdraws funds from a sender's account.  
`First Data Merchant Solutions` does not support zero amount for `orderInformation.amountDetails.totalAmount` field.

> IMPORTANT
> You must receive prior approval from ` First Data Merchant Solutions ` before using the AFT services. Contact ` First Data Merchant Solutions ` to register in the AFT program.

Endpoint {#payouts-services-auth-aft-intro-opd-visa_d7e16}
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**Production:** `POST ``https://api.cybersource.com``/pts/v2/payments`{#payouts-services-auth-aft-intro-opd-visa_d7e25}  
**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/payments`{#payouts-services-auth-aft-intro-opd-visa_d7e35}