API Overview

Unified Checkout Developer Guide
- Recent Revisions to This Document

Introduction to Unified Checkout

Unified Checkout Quick Start
- Step 1: Enable Unified Checkout
- Step 2: Set Up the Server-Side Component
- Step 3: Set Up the Client-Side Component
- Step 4: Configure Unified Checkout
- Step 5: Test Your Unified Checkout Integration

Unified Checkout Flow

Payment Methods
- Cards
  - Pay with Token
- eCheck/ACH Service
  - Enrolling in eCheck/ACH Services
  - Pay with eCheck/ACH Service UI
- Digital Wallets
  - Apple Pay
    - Enrolling in Apple Pay
    - Preparing a Device for Testing Apple Pay on Unified Checkout
    - Apple Pay UI
  - Google Pay
    - Enrolling in Google Pay
    - Managing Google Pay Authentication Types
    - Google Pay UI
  - Click to Pay
    - Enabling Click to Pay
      - Set Up Customer Authentication for Visa Click to Pay
      - Click to Pay Customer Authentication
    - Click to Pay UI
    - Click to Pay UI Guidelines
    - Click to Pay UI Examples
  - Paze
    - Paze UI
- Alternative Payment Methods
  - Online Bank Transfers
    - Bancontact
    - DragonPay
    - Tink Pay By Bank
    - iDeal
    - MyBank
    - Multibanco
    - Przelewy24|P24
    - Verify Status for Online Bank Transfers
    - Verify Status for Online Bank Transfers (Tink Pay By Bank)
    - Handle Responses
  - Buy Now, Pay Later
    - Afterpay
    - Verify Status for Afterpay
    - Handle Responses
    - Captures
  - Post-Pay Reference Payments
    - Konbini
    - Verify Status for Post-Pay Reference
    - Handle Responses
  - Alternative Payment Wallets
    - PayPal
    - Venmo
    - Verify Status for PayPal and Venmo
    - Handle Responses
    - Captures

Server-Side Set Up

Client-Side Set Up
- Loading the JavaScript Library
- Complete Integration Examples

Configuration
- Configure the Unified Checkout Merchant Experience
  - Enable Unified Checkout
  - Configure Payment Options
  - Customize the Unified Checkout Look and Feel
  - Look and Feel UI Examples
  - Configure Customer Data and Payment Flow
  - Capture Context Fields in the Business Center
  - Manage Permissions
    - Managing Permissions as a Direct Merchant
    - Managing Permissions as a Portfolio Administrator
- Process Payments with Unified Checkout
- Webhooks Support

Transient Tokens
- Transient Token Format
- Token Verification
- Dual-Branded Cards
- Authorizations with a Transient Token

Test Your Configuration
- Unified Checkout Test Cards
- Visa and Mastercard Click to Pay Test Cards
- Test Cards for Authentication by Click to Pay
- Echeck Test Values
- Test Authentication
- Handle Errors
- Reason Codes

Payment Details API

JavaScript API Reference

Update to Unified Checkout Version 1
- Update Reason Codes
- Version 1 Update Checklist

Appendix
- JSON Web Tokens
- Supported Countries for Digital Payments
- Supported Locales
- Security Recommendations
- PCI Compliance

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

On This Page

Online Bank Transfers

Online bank transfers enable customers to complete their purchase by securely logging into their online banking environment. This method is secure, trusted, and widely used in many European countries.

IMPORTANT

Before you can enroll in these alternative payment method on Unified Checkout, you must first be enabled for the alternative payment platform. Contact your portfolio administrator for more information.

This is how online bank transfers work:

Online Bank Transfers

The customer chooses online bank transfer as their payment method during checkout.

The customer chooses their bank from the list of available banks and is redirected to their bank's website or application where they are prompted to enter their account credentials.

The customer confirms their payment and completes the authorization process.

The customer is notified that the payment is complete.

The customer returns to your website for payment confirmation.

Unified Checkout supports these online bank transfer payment methods:

Bancontact

DragonPay

iDeal

Multibanco

MyBank

Przelewy24|P24

Tink Pay By Bank

Online Bank Transfer Payment Methods
Payment Method	Capture Context allowedPaymentTypes	Capture Context completeMandate.type	Separate Capture?	Payment Confirmation	Customer Country (Country Code)	Customer ISO Currency Code
iDEAL	IDEAL	CAPTURE or PREFER_AUTH	No	Immediate	Netherlands (NL)	EUR
Multibanco	MULTIBANCO	CAPTURE or PREFER_AUTH	No	Immediate	Portugal (PT)	EUR
Przelewy24	PRZELEWY24	CAPTURE or PREFER_AUTH	No	Immediate	Poland (PL)	PLN
Bancontact	BANCONTACT	CAPTURE or PREFER_AUTH	No	Immediate	Belgium (BE)	EUR
MyBank	MYBANK	CAPTURE or PREFER_AUTH	No	Immediate	Italy (IT)	EUR
					Belgium (BE)
					Portugal (PT)
					Spain (ES)
DragonPay	DRAGONPAY	CAPTURE or PREFER_AUTH	No	Immediate	Philippines (PH)	PHP
Tink Pay by Bank	TINKPAYBYBANK	CAPTURE or PREFER_AUTH	No	Immediate	United Kingdom (GB)	GBP

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