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Processing a Recurring eCheck Debit Transaction Using the REST API

This section shows how to process a recurring eCheck debit transaction using the REST API.

Processing a Recurring eCheck Debit Transaction

Follow these steps to process a recurring eCheck debit transaction:
  1. Create the message with the required API fields.
  2. Send the message to one of these endpoints:
    • Production:
      POST
      https://api.cybersource.com
      /pts/v2/payments
    • Test:
      POST
      https://apitest.cybersource.com
      /pts/v2/payments
  3. Verify the response messages to make sure that the request was successful. A 200-level HTTP response code indicates success.

Required Fields for a Recurring eCheck Debit Transaction

Value must be set to
USD
.
This field is required if you do not submit
orderInformation.lineItems[].unitPrice
 and
orderInformation.lineItems[].quantity
.
Set the value to a valid USPS two-letter state or possession abbreviation.
Set the value to
US
.
Set the value to
check
.
Set the value to
recurring
.
If this is the first payment in the recurring series of payments, set the value to
true
. For each subsequent payment in the series, set the value to
false
.

REST Example: Recurring eCheck Debit Transaction

Request
{
    "processingInformation": {
        "commerceIndicator": "recurring",
        "recurringOptions": {
            "firstRecurringPayment": true
        },
    "orderInformation": {
        "billTo": {
            "country": "US",
            "firstName": "Jane",
            "lastName": "Doe",
            "phoneNumber": "2053040804",
            "address1": "112 12 Ave",
            "postalCode": "98004",
            "locality": "Bellevue",
            "administrativeArea": "WA",
            "email": "[email protected]"
        },
       "amountDetails": {
            "currency": "USD",
            "totalAmount": 1200
        }
    },
    "clientReferenceInformation": {
        "code": "TC123"
    },
    "paymentInformation": {
        "bank": {
            "routingNumber": "071923284",
            "account": {
                "number": "12345678901234567",
                "type": "C"
            }
        },
        "paymentType": {
            "name": "check"
        }
    }
}
Response to a Successful Request
{
    "id": "16681201582270123456789",
    "reconciliationId": "9PK9Y6A8A75018I",
    "submitTimeUtc": "2022-11-10T22:42:38Z",
    "status": "PENDING",
    "clientReferenceInformation": {
        "code": "TC123"
    },
    "orderInformation": {
        "amountDetails": {
            "currency": "USD",
            "totalAmount": "1200"
        }
    }
}