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Merchant-Initiated Unscheduled COF Payments with PAN

After the initial CIT unscheduled COF payment, subsequent unscheduled COF transactions are merchant-initiated transactions (MITs).

Prerequisites

The first transaction in an unscheduled COF payment is a customer-initiated transaction (CIT). Before you can perform a subsequent merchant-initiated transaction (MIT), you must store the customer's credentials for later use. Before you can store the user's credentials, you must get the customer's consent to store their private information. This process is also known as establishing a relationship with the customer.

Supported Card Types

These are the supported card types for processing credentialed transactions:
  • American Express
  • Mastercard
  • Visa

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Required Fields for Authorizing Subsequent MIT Unscheduled COF Payments

These fields are required in a subsequent authorization request for a subsequent unscheduled COF payment:
processingInformation. authorizationOptions. initiator. merchantInitiatedTransaction. previousTransactionID
  • American Express: set to the transaction ID from the original transaction.
  • Discover: set to the transaction ID from the original transaction.
  • Visa: set to the last successful transaction ID.
Set the value to
10
.
Required only for
American Express,
Discover and Mastercard.
Set the value to
true
.
Set the value to
merchant
.
Set the value to
internet
.

REST Example: Authorizing Subsequent MIT Unscheduled COF Payments

Request
{
    "processingInformation": {
        "commerceIndicator": "internet",
        "authorizationOptions": {
            "initiator": {
                "storedCredentialUsed": "true",
                "type": "merchant",
                "merchantInitiatedTransaction": {
                    "previousTransactionId": "123456789619999",
                    "originalAuthorizedAmount": "100"    <--Discover Only-->
                }
            }
        }
    },
    "orderInformation": {
        "billTo": {
            "firstName": "John",
            "lastName": "Doe",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "country": "US",
            "phoneNumber": "5554327113",
            "email": ""
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "4111xxxxxxxxxxxx",
            "expirationMonth": "12"
        }
    }
}
Response to a Successful Request
{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6530824710046809304002/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6530824710046809304002"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6530824710046809304002/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1653082470983"
    },
    "id": "6530824710046809304002",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "authIndicator": "1",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "79710341A39WTT5W",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-05-20T21:34:31Z"
}