Token Management Service
Token Management Service
The
Token Management Service
(TMS
) tokenizes, securely stores,
and manages customer and payment data. TMS
enables you to: - Securely store a customer's payment details and their billing and shipping addresses.
- Create a network token of a customer's payment card.
TMS
simplifies your PCI DSS compliance. TMS
passes back to you tokens that represent this data. You then store these tokens in your
environment and databases instead of customer payment details. TMS
Token Types- Customer — Stores the buyer’s email address and the merchant's account ID for that buyer plus any other custom fields.
- Shipping Address — Stores a shipping address for a specific customer.
- Instrument Identifier — Stores either a payment card number or a bank account number and routing numberThis resource creates either:
- An Instrument Identifier token using details of a payment card or an ACH bank account.
- A payment network token using the details of a payment card; also uses the card expiration date and billing address, which are pass-through only fields.
- Payment Instrument — Stores a Payment Instrument using an Instrument Identifier token. It does not store the card number and cannot exist without an associated Instrument Identifier. It stores:
- Card expiration date
- Billing address
- Customer Payment Instrument — Creates and stores a payment instrument for a specific customer ID and an Instrument Identifier token.
TMS
Features- Create, retrieve, update, and delete tokens.
- Set a default payment instrument and shipping address for a customer.
- Process follow-on payment transactions with token IDs.
- Create and update tokens through bundled payment transactions.
IMPORTANT
Due to mandates from the Reserve Bank of India, Indian merchants cannot
store personal account numbers (PAN). Use network tokens instead. For more information
on network tokens, see the Network Tokenization section of the
Token Management Service
Guide.