- Introduction to Payments
- Standard Payment Processing
- Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Card Present Connect | Mass Transit Processing
- American Express Delayed Online Authorization with EMV Data
- Tap-Initiated Authorization for Debt Recovery with EMV Data
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
- Delayed Transaction
- Incremental Transaction
- Merchant-Initiated Incremental Transaction with PAN
- No-Show Transactions
- Reauthorization Transaction
- Merchant-Initiated Reauthorization Transactions with PAN
- Resubmission Transaction
- Merchant-Initiated Resubmission Transaction with PAN
- Installment Payments
- Merchant-Initiated Installment Payments with PAN
- Recurring Payments
- Merchant-Initiated Recurring Payments with PAN
- Unscheduled COF Payments
- Token Management Service Processing
On This Page
Offline Authorizations
Online transactions require an internet connection. In situations where the internet is not
available, for example, due to an outage, merchants can continue to take credit card payments
using offline transactions. An offline authorization is an authorization request for which you
do not receive an immediate confirmation about the availability of funds.
Offline authorizations have a higher level of risk than online transactions because they do
not confirm funds availability or set aside the funds for later capture. Further, it can take
up to 5 days to receive payment confirmations for offline transactions. To mitigate this risk,
merchants may choose to fulfill orders only after receiving payment confirmation.