- Introduction to Payments
- Standard Payment Processing
- Card Present Connect | Retail Processing
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Card Present Connect | Mass Transit Processing
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Using Stored Customer Credentials During a CIT
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Incremental Transaction with PAN
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Resubmission Transaction with PAN
- Installment Payments
- Recurring Payments
- Merchant-Initiated Recurring Payments with PAN
- Token Management Service Processing
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REST API | Visa Platform Connect
Credit Workflow
A credit does not happen in real time. All of the credit requests for a day are typically
placed in a file and sent to the processor as a single
batch
transaction. In most
cases, the batch transaction is settled overnight.This image and description show the credit workflow:
- The merchant sends the credit request toCybersource.
- The order information is validated byCybersource.
- The credit request is sent to the acquirer.
- The acquirer transfers the requested funds to the issuer.