REST API | Visa Platform Connect

Credit Workflow

A credit does not happen in real time. All of the credit requests for a day are typically placed in a file and sent to the processor as a single
transaction. In most cases, the batch transaction is settled overnight.
This image and description show the credit workflow:
  1. The merchant sends the credit request to
  2. The order information is validated by
  3. The credit request is sent to the acquirer.
  4. The acquirer transfers the requested funds to the issuer.