On This Page

Mastercard Initial CIT Standing Order Payment

The first transaction in a standing order payment is a customer-initiated transaction (CIT). Before you can perform a subsequent merchant-initiated transaction (MIT), you must store the customer's credentials for later use. Before you can store the user's credentials, you must get the customer's consent to store their private information. This process is also known as establishing a relationship with the customer.

Endpoint

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

Successful Response

Store the network transaction ID
, which is the

processorInformation.networkTransactionId

field value, from the successful response message. You must include the network transaction ID in subsequent MIT authorization requests in order to associate the CIT to the MIT.

Required Fields for an Initial CIT Standing Order Payment

orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.phoneNumber
orderInformation.billTo.postalCode
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
processingInformation. authorizationOptions. initiator. credentialStoredOnFile: Set the value to
true
.
processingInformation. authorizationOptions. initiator.type: Set the value to
customer
.
processingInformation. commerceIndicator: Set the value to
internet
,
MOTO
, or a payer authentication value.
processingInformation. authorizationOptions. initiator. merchantInitiatedTransaction. reason: Set the value to
8
.

REST Example: Initial CIT Standing Order Payment

Request

{
    "processingInformation": {
        "commerceIndicator": "internet",
        "authorizationOptions": {
            "initiator": {
                "credentialStoredOnFile": "true",
                "type": "customer",
                "merchantInitiatedTransaction":
        }
    },
    "orderInformation": {
        "billTo": {
            "firstName": "John",
            "lastName": "Doe",
            "address1": "201 S. Division St.",
            "postalCode": "48104-2201",
            "locality": "Ann Arbor",
            "administrativeArea": "MI",
            "country": "US",
            "phoneNumber": "5554327113",
            "email": "[email protected]"
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "ABC"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationYear": "2031",
            "number": "5555xxxxxxxxxxxx",
            "expirationMonth": "12"
        }
    }
}

Response to a Successful Request

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6530824710046809304002/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6530824710046809304002"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6530824710046809304002/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1653082470983"
    },
    "id": "6530824710046809304002",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "ABC"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "authIndicator": "1",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "79710341A39WTT5W",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-05-20T21:34:31Z"
}