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Merchant-Initiated Delayed Transaction with PAN

Delayed charge transaction is performed to process a supplemental account charge after original services have been rendered and respective payment has been processed.

Endpoint

Production:

POST https://api.sa.cybersource.com/pts/v2/payments

Test:

POST https://apitest.sa.cybersource.com/pts/v2/payments

Required Fields for a Merchant-Initiated Delayed Transaction

clientReferenceInformation.code
merchantInformation.merchantDescriptor.locality
orderInformation.amountDetails.currency: Set the value to
SAR
.
orderInformation.amountDetails.totalAmount
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.type
processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction.reason: Set the value to
2
.
processingInformation.authorizationOptions.initiator.storedCredentialUsed: Set the value to
true
.
processingInformation.authorizationOptions.initiator.type: Set the value to
merchant
.
processingInformation.originalPaymentId

REST Example: Merchant-Initiated Delayed Authorization

Request

This example includes optional fields.

{
  "clientReferenceInformation" : {
    "code" : "TC_SPG_FE_MC-2"
  },
  "processingInformation" : {
    "authorizationOptions" : {
      "initiator" : {
        "type" : "merchant",
        "merchantInitiatedTransaction" : {
          "reason":"2"
        },
        "storedCredentialUsed" : true
      }
    },
    "originalPaymentId" : "7648576824101234567890",
    "industryDataType" : "restaurant"
  },
  "orderInformation" : {
    "billTo" : {
      "firstName" : "Abdullah",
      "lastName" : "Muhammad",
      "phoneNumber" : "01-4844094",
      "address2" : "(PO)Box 16335",
      "address1" : "Al Dariyah Dist",
      "postalCode" : "22028",
      "email" : "[email protected]"
    },
    "amountDetails" : {
      "totalAmount" : "407.01",
      "currency" : "SAR"
    }
  },
  "merchantInformation" : {
    "categoryCode" : 4999,
    "merchantDescriptor" : {
      "country" : "SA",
      "address1" : "Kharj Road",
      "postalCode" : "12211",
      "locality" : "Riyadh",
      "name" : "Al Madina"
    }
  },
  "paymentInformation" : {
    "card" : {
      "expirationYear" : "2026",
      "number" : "CARD_NUMBER",
      "expirationMonth" : "12",
      "type" : "002"
    }
  }
}

Response to a Successful Request

{
    "paymentInformation": {
        "bin": "411111",
        "issuer": "CONOTOXIA SP. Z O.O",
        "binCountry": "PL",
        "accountType": "Visa Classic",
        "cardBrand": "VISA",
        "cardType": "001"
    },
    "submitTimeUtc": "2025-12-04T14:15:01Z",
    "processorInformation": {
        "paymentAccountReferenceNumber": "xseGf5M4hG52ucScqGbeYYuS0QTOb",
        "approvalCode": "830SPG",
        "transactionId": "kWwN7pwczS2aXrQ",
        "merchantAdvice": {
            "code": "01",
            "codeRaw": "01"
        },
        "consumerAuthenticationResponse": {
            "code": "2",
            "codeRaw": "2"
        },
        "cardVerification": {
            "resultCodeRaw": "N",
            "resultCode": "N"
        },
        "settlementDate": "220915",
        "avs": {
            "code": "M",
            "codeRaw": "M"
        },
        "retrievalReferenceNumber": "533802000286",
        "responseCode": "00"
    },
    "_links": {
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/7648577009261234567890/captures"
        },
        "refund": {
            "method": "POST",
            "href": "/pts/v2/payments/7648577009261234567890/refunds"
        },
        "void": {
            "method": "POST",
            "href": "/pts/v2/captures/7648577009261234567890/voids"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "001"
        }
    },
    "clientReferenceInformation": {
        "code": "TC_SPG_FE_VI-1"
   },
    "consumerAuthenticationInformation": {
        "token": "7648577009261234567890"
    },
    "id": "7648577009261234567890",
    "orderInformation": {
        "amountDetails": {
            "currency": "SAR",
            "authorizedAmount": "20100.00",
            "totalAmount": "20100.00"
        }
    },
    "reconciliationId": "7648577009261234567890",
    "status": "PENDING",
    "embeddedActions": {
        "CAPTURE": {
            "status": "PENDING"
        }
    }
}