Product overview

Version number(Latest) : 1.0.1

Whether you’re looking to move to commercetools or are already using it, our certified integration can quickly help you reach your digital commerce goals. Our global, modular payment management platform can support you to enhance customer experience, grow revenues and mitigate risk.

  • Card Payments
  • 3D-Secure (SCA Compliant)
  • Tokenization
  • Visa Checkout
  • Google Pay
  • ApplePay
  • eChecks
  • Fraud Prevention Tools (Decision Manager)



Product editions

The Cybersource Payment Management Platform for commercetools provides access to the following Cybersource services.

Key features:

  • Payment acceptance: Accept credit card payments worldwide with functionality including payment, payment reversal, capture, refund and credit.
  • Digital Wallet Acceptance through Apple Pay, Google Pay & Visa Click To Pay
  • Fraud management: Tools and expert help you need to reduce fraud and accept more valid orders across channels and geographies. With 3-D Secure 2.1, you can help support Europe’s PSD2 SCA mandate—all while maintaining a customer-friendly checkout experience.
  • Payment security: Our extension reduces your exposure to risk and simplify your PCI DSS compliance using our SAQ-A Flex Microform solution.

The integration approach is based-on commercetools’ API Extensions, enabling access to Cybersource services through commercetools in a flexible way. commercetools’ customers can choose to either self-host or make use of cloud provider services, such as serverless functions, to host the code invoked by commercetools. The extension is split into library services used to support the web-services needed for API Extension invocations and sample implementations of the web-services. The sample implementation makes uses of a lightweight Spring-boot application.

Getting started

Cybersource extension

The main benefits of the Cybersource plugin are, users can use it to accept payments in more than 40 currencies from more than 190 countries, plus it works seamlessly with our class leading anti-fraud tool.

Allowing merchants to accept payments from multiple channels, be it mobile, web, or even a call center.


Payment Processing

  • Cross-Channel Payments
  • Payment Cards (SAQ-A)
  • Visa Click to Pay
  • Google Pay
  • Apple Pay

Payment Tokenization 

  • Payment data stored in secure Cybersource data centers and exchanged for a safe token
  • Tokens generated using proprietary algorithms and cannot be mathematically reversed
  • Token format fits legacy payment card data fields
  • Tokens support all payment actions and checkout models including one-time authorization, card on file, credit and partial credit, split capture, reauthorization, and standard checkout
  • Helps reduce PCI DSS scope


Fraud Management

  • Device Fingerprint & Case Management Updates
  • Data intelligence from more than 68 billion worldwide transactions Visa and Cybersource process annually
  • Transaction data from Visa Inc., payment processors, and global merchant based on more than 260 fraud detectors using device fingerprint, IP geolocation, and other data