Partial Authorizations

For PIN debit cards, the issuing bank can approve a partial amount if the balance on the card is less than the requested authorization amount.

Support for your processor and card type does not guarantee a partial authorization. The issuing bank decides whether or not to approve a partial amount. When the balance on a debit card or prepaid card is less than the requested authorization amount, the issuing bank can approve a partial amount. When this happens, you can accept multiple forms of payment for the order starting with some or all of the approved amount, followed by one or more different payment methods.

You must opt in to be able to receive and capture partial authorizations. Choose one of these options:

When your account is enabled for partial authorizations, you can disable partial authorization for a specific transaction by setting the

processingInformation.authorizationOptions.partialAuthIndicator

field to

false

in the PIN debit purchase request.