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Deferred Authorization with EMV Data

This section provides the information you need in order to process a deferred authorization with EMV data.

Endpoint

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

Required Fields for Processing an Deferred Authorization with EMV Data

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.address2
orderInformation.billTo.administrativeArea
orderInformation.billTo.buildingNumber
orderInformation.billTo.country
orderInformation.billTo.district
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.phoneNumber
orderInformation.billTo.postalCode
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.type
paymentInformation.initiationChannel
pointOfSaleInformation.cardPresent
pointOfSaleInformation.catLevel
pointOfSaleInformation.emv.cardSequenceNumber
pointOfSaleInformation.emv.tags
pointOfSaleInformation.entryMode
pointOfSaleInformation.terminalCapability
pointOfSaleInformation.terminalPinCapability
pointOfSaleInformation.trackData
processingInformation.authorizationOptions.authIndicator
processingInformation.authorizationOptions.deferredAuthIndicator
processingInformation.authorizationOptions.transportationMode
processingInformation.capture
processingInformation.commerceIndicator
processingInformation.industryDataType

Example: Processing an Deferred Authorization with EMV Data

Request

  {
    "orderInformation": {
      "billTo": {
        "address1": "R. Augusta Æ",
        "address2": "ßloco 01",
        "buildingNumber": "1024 Metrño4",
        "locality": "Sáo Paulo",
        "country": "BR",
        "district": "Bela Vista Æ",
        "administrativeArea": "SP",
        "postalCode": "01310-000",
        "email": "[email protected]",
        "firstName": "Júlia",
        "lastName": "Fernández",
        "phoneNumber": "999-999-9999"
      },
      "amountDetails": {
        "totalAmount": "1044.00",
        "currency": "BRL"
      }
    },
    "paymentInformation": {
      "card": {
        "type": "002",
        "expirationMonth": "12",
        "expirationYear": "2026",
        "number": "5555555555554444"
      },
      "initiationChannel": "00"
    },
    "pointOfSaleInformation": {
      "cardPresent": "Y",
      "entryMode": "contact",
      "terminalCapability": "4",
      "terminalPinCapability": "6",
      "trackData": "%B4111111111111111^JONES/JONES ^3112101976110000868000000?",
      "emv": {
        "cardSequenceNumber": "01",
        "tags": "5F3401019F3303E0F8C8950580800480009F370465B81A3A9F100706011203"
      },
      "catLevel": "2"
    },
    "processingInformation": {
      "capture": false,
      "commerceIndicator": "retail",
      "industryDataType": "transit",
      "authorizationOptions": {
        "authIndicator": "0",
        "deferredAuthIndicator": "true",
        "transportationMode": "00"
      }
    },
    "clientReferenceInformation": {
      "code": "TC-Vero-2"
    }
  }

Response to a Successful Request

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/7696000118397001127451/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/7696000118397001127451"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/7696000118397001127451/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "TC-Vero-2"
    },
    "id": "7696000118397001127451",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "1044.00",
            "currency": "BRL"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "002"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "11111111",
        "emv": {
            "tags": "9F03060000000000009F0206000000960100820220009F3901078407"
        }
    },
    "processorInformation": {
        "approvalCode": "800000",
        "networkTransactionId": "345678901876",
        "transactionId": "345678901876",
        "responseCode": "00",
        "avs": {
            "code": "2"
        }
    },
    "reconciliationId": "7696000118397001127451",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2026-01-28T11:33:38Z"
}