Configuring the

eCheck

Payment Module

The

Cybersource

eCheck

module enables customers to make purchases using a routing number and an account number. During checkout, an

eCheck

transaction request is sent to

Cybersource

. If successful, the transaction is sent to the Automated Clearing House (ACH).

The

Adobe Commerce

queries

Cybersource

periodically to check on the status of each pending

eCheck

transaction. In response,

Cybersource

provides an updated transaction status, known as a

Payment Event Type

. Various outcomes can occur during ACH processing. For each pending transaction included in the

Cybersource

response, the

Adobe Commerce

determines whether a transaction remains pending, settles, or is rejected.

You can configure these

eCheck

payment event types :