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Unified Checkout
 Configuration

This section contains information necessary to configure
Unified Checkout
 in the
Business Center
:

Enable Digital Payments

To enable digital payments on
Unified Checkout
, you must first register for each digital payment method that you would like enabled on your page. This enablement process sends the appropriate information to the digital payment systems and registers your page with each system.
This section contains information about enabling and managing digital payments on
Unified Checkout
 in the
Business Center
:
  • Apple Pay
    • Enrolling in Apple Pay
    • Preparing a device for testing Apple Pay on
      Unified Checkout
  • Click to Pay
    • Enabling
      Click to Pay
  • Google Pay
    • Enrolling in Google Pay
    • Managing Google Pay authentication types

Enrolling in Apple Pay

Apple Pay is a digital payment service that enables users to make secure and convenient transactions using their Apple devices. Users can add their credit or debit cards to the Wallet app and use them to pay online or in apps in a safe and convenient consumer experience.
To enable Apple Pay you must first host a public certificate on your web page and then pass your merchant name and domain name to Apple. Apple crawls out to your web page to validate the presence of this certificate to ensure the web pages are properly vetted and registered with Apple.
Follow these steps to validate your domain and enroll in Apple Pay:
  1. Navigate to
    Payment Configuration >
    Unified Checkout
    .
  2. In the Apple Pay section, click
    Set Up
    .
  3. Follow the link to download the certificate.
  4. Upload the
    apple-developer-merchantid-domain-association
     certificate file to your web server at:
    /.well-known/apple-developer-merchantid-domain-association
    You must verify that the file is accessible through HTTPS. You can validate this by visiting
    https://<your-domain>/.well-known/apple-developer-merchantid-domain-association
    .
  5. Click
    Verify Domain
    .
  6. Enter the domain name where you are hosting Apple Pay. This must be the same domain to which you uploaded the public certificate.
    Your domain is now verified for Apple Pay.

AFTER COMPLETING THE TASK

IMPORTANT
In order to run an end-to-end test of the Apple Pay service on
Unified Checkout
, you must perform additional setup steps. See Preparing a Device for Testing Apple Pay on Unified Checkout.

Preparing a Device for Testing Apple Pay on
Unified Checkout

In order to run an end-to-end test of the Apple Pay service on
Unified Checkout
, you must prepare an Apple test device by loading Apple Pay test cards onto the device.
  1. Follow these steps to prepare your Apple test device for end-to-end testing:
  2. Make sure your Apple Developer account is configured for Apple Pay.
  3. Register your Apple Pay test device with Apple.
  4. Load Apple Pay test cards onto your Apple test device.

    ADDITIONAL INFORMATION

    The Apple Developer center provides the instructions in the Sandbox Testing page for Apple Pay:
    1. Follow the steps described in
      Create a Sandbox Tester Account
      .
    2. Follow the steps described in
      Adding a Test Card Number
      .

Enabling
Click to Pay

Click to Pay
 is a digital payment solution that allows customers to pay with their preferred card network and issuer without entering their card details on every website. Customers can use Visa, Mastercard, and American Express cards to streamline their purchase experience.
Click to Pay
 provides a fast, secure, and consistent checkout experience across devices and browsers.
Follow these steps to enable in
Click to Pay
 on
Unified Checkout
:
  1. Navigate to
    Payment Configuration >
    Unified Checkout
    .
  2. In the Click to Pay section, click
    Set Up
    .
  3. Enter your business name and website URL.
  4. Click
    Submit
    .
  5. Contact your implementation contact or technical account manager to request that you be enabled for tokenization within
    Click to Pay
    . Your implementation contact or technical account manager will confirm that you were configured successfully and that you can now accept digital payments with
    Click to Pay
    .

Enrolling in Google Pay

Google Pay is a digital payment product offered by Google through Chrome browsers and Android devices.
Follow these steps to enroll in Google Pay on
Unified Checkout
:
  1. Navigate to
    Payment Configuration >
    Unified Checkout
    .
  2. In the Google Pay section, click
    Set Up
    .
  3. Enter your business name.
  4. Click
    Submit
    .
    You can now accept digital payments with Google Pay.

AFTER COMPLETING THE TASK

IMPORTANT
When you enable Google Pay on
Unified Checkout
, you can specify an optional parameter that defines the types of credentials that Google Pay sends you. See Managing Google Pay Authentication Types.

Managing Google Pay Authentication Types

Additional controls are available for Google Pay supported on
Unified Checkout
. When you enable Google Pay on
Unified Checkout
, you can specify optional parameters that define the types of card authentication you receive from Google Pay.
To manage the types of credentials that Google Pay sends, use this expanded payment type object within the
allowedPaymentTypes
 section of the sessions request: 
{
  "type": "GOOGLEPAY",
  "options": { "allowedAuthMethods": "<authentication type>"
  }
}
The expanded payment type object has these parameters:
  • type
    : Defines the type of payment option.
  • options
    : Contains specific payment types parameters.
    For Google Pay, use the new data element
    allowedAuthMethods
     within the
    options
     section of the payment types object to specify the authentication type you will receive from Google Pay. Possible values:
    • PAN_ONLY
      : Google returns primary account number (PAN) values
    • CRYPTOGRAM_3DS
      : Google returns fully authenticated network token values.
    By default, Google sends both authentication types.
REST Example: Specify Only PAN Authentication Accepted from Google
This example sessions request specifies that Google Pay is to send only PAN values
"allowedPaymentTypes": [
  "PANENTRY" {
    "type": "GOOGLEPAY",
    "options": {
      "allowedAuthMethods": "PAN_ONLY"
    }
  },
  "CLICKTOPAY",
  "PAZE",
  "CHECK"
]
REST Example: Simple Google Pay Request
This example sessions request specifies that Google Pay can send all authentication types.
"allowedPaymentTypes": [
  "PANENTRY",
  "GOOGLEPAY",
  "CLICKTOPAY",
  "PAZE",
  "CHECK"
]

Manage Permissions

Portfolio administrators can set permissions for new or existing
Business Center
 user roles for
Unified Checkout
. Administrators retain full read and write permissions. They enable you to regulate access to specific pages and specify who can access, view, or amend digital products within
Unified Checkout
.
Portfolio administrators must apply the appropriate user role permission for any existing or newly created
Business Center
 user roles for
Unified Checkout
. For information on managing permissions as a portfolio administrator, see Managing Permissions as a Portfolio Administrator.
If you are a transacting merchant, you might find that your permissions are restricted. If your permissions are restricted, a message appears indicating that you do not have access, or buttons might appear gray. To make changes to your digital products within
Unified Checkout
 that have restricted permissions, contact your portfolio administrator's customer support representative. For more information, see Managing Permissions as a Direct Merchant.

Managing Permissions as a Direct Merchant

Follow these steps to configure and manage user permissions in the
Business Center
 for
Unified Checkout
 as a direct merchant:
  1. On the left navigation panel, navigate to
    Account Management
    .
  2. Click
    Roles
     to display a list of your user roles.
  3. Click the pencil icon next to the user role that you want to update.
  4. Click
    Payment Configuration Permission
    .
  5. Select the relevant permission for the specific user role you are editing. You can select from these
    Unified Checkout
     permissions:
    • Unified Checkout View
    • Unified Checkout Manage
    IMPORTANT
    If you are a transacting merchant without view permissions,
    Unified Checkout
     will still appear on the navigation bar, however, a
    no access
     message appears when you access
    Unified Checkout
    .
    If you are a transacting merchant with view permissions but not management permissions, you can access the
    Unified Checkout
     screens and view the different payment methods configurations, however, you cannot edit or enroll new products.

Managing Permissions as a Portfolio Administrator

Follow these steps to configure and manage user permissions in the
Business Center
 for
Unified Checkout
 as a portfolio administrator:
  1. On the left navigation panel, navigate to
    Account Management
    .
  2. Click
    Roles
     to see a list of your user roles.
  3. Click the pencil icon next to the user role that you want to update.
  4. Click
    Payment Configuration Permission
    .
  5. Select the relevant permission for the specific user role you are editing. You can choose from these
    Unified Checkout
     permissions:
    • Unified Checkout View
    • Unified Checkout Manage
    • Unified Checkout Portfolio View (available for portfolio users only)
    • Unified Checkout Portfolio Manage (available for portfolio users only)
    IMPORTANT
    If all permissions are left unselected, the user has restricted permission. A
    no access
     message appears when the user tries to access the
    Unified Checkout
     digital product enablement pages. The user is advised to contact a customer representative.
    If a portfolio user has view permissions and does not have a management role, they can access the
    Unified Checkout
     pages, but they cannot modify toggles for different digital payments.