API Overview

eCheck Merchant Guide
- Recent Revisions to This Document

Introduction to the eCheck Service
- eCheck Transaction Types

Getting Started with the eCheck Service
- eCheck Application
  - Submitting the eCheck Application
  - Completing eCheck Application Fields
- Boarding Your Merchant Account for Sandbox Testing

Overview of eCheck Transaction Processing
- eCheck Settlement
  - eCheck Returns
  - eCheck Chargebacks
  - eCheck Credits and Refunds
- eCheck Transaction Statuses During Processing
- eCheck Integrations
- eCheck Risk Reserve
- eCheck Processing Limits and Settings
- eCheck Notice of Change
- Payment Authorization and Authentication for eCheck Transactions
- eCheck Records Retention Requirements

Manage eCheck Settings in the Business Center
- Managing Merchant Permissions in the Business Center
  - Creating Roles
  - Creating a User Account and Adding Roles
- Accessing eCheck Settings in the Business Center
  - eCheck Statements

Process eCheck Transactions Using the Business Center
- Submitting Transactions Using the Virtual Terminal
  - Configuring the Virtual Terminal to Process eCheck Transactions
  - Processing eCheck Transactions Using the Virtual Terminal
- Submitting Transactions Using Recurring Billing and Token Management Service
  - Creating an eCheck Recurring Subscription
  - Requesting an On-Demand Transaction
- eCheck Transaction Search and Details

Process eCheck Transactions Using the REST API
- Processing an eCheck Debit Transaction Using the REST API
- Processing a Recurring eCheck Debit Transaction Using the REST API
- Creating an eCheck Token Using the REST API
- Creating an eCheck Token and Processing an eCheck Transaction Using the REST API
- Using an eCheck Token to Submit an eCheck Debit Transaction Using the REST API

Accepting eCheck Payments through Unified Checkout, Pay by Link, and Invoicing
- Accepting eCheck Payments through Unified Checkout
- Accepting eCheck Payments through Invoices
- Accepting eCheck Payments through Payment Links

eCheck Reconciliation Reports
- Funding Details Report
- Chargeback Details Report
- Deposit Details Report

eCheck Reconciliation Reporting Case Study

On This Page

Accepting eCheck Payments through Invoices

Businesses can bill any customer with an email address and accept digital payments securely from any connected device. If the eCheck payment is enabled for your account, it appears as Pay with Bank Account
on the checkout page after the merchant clicks the invoice link.

You can create and manage payment links in your invoices through the Business Center or directly integrate Invoice APIs into your own system to automate the creation and management of invoices. For more information on integrating invoicing into your workflow, see the Invoicing Developer Guide
.

Your customers will follow this workflow to use the payment link on the invoice.

eCheck appears as a

Pay with Bank Account

option on the checkout page.

When the customer clicks the link, a sidebar appears. In the sidebar, the customer enters information about their bank account and billing address and clicks

Continue

.

In the Contact section, the customer enters their email address and phone number and clicks

Continue

.

In the Confirm section, the customer reviews the information they provided. If necesssary, the customer can click

Edit

to make changes to any of the information. If the information is correct, the customer clicks

Pay

to make the payment.

Back to top