API Overview

Cybersource Product Notes

Announcements
- Important: SCMP Now Requires HTTPS
- Important: SOAP Toolkit Update
- Bin Lookup Service 2.0
- Upcoming Change to Cybersource Customer Support Email Notifications
- Payer Authentication Migration
- New Boarding Validation Rules

Features Released in January and Febuary
- Enabling Multiple Captures with One Authorization on the SIX Processor
- Enabling Split Shipments on the Chase Paymentech Salem Processor
- Merchant Boarding Support for OmniPay Direct Processors on Visa Acceptance Platform
- Support Display of Alternative Payments Line Items in Reseller Invoices and Reporting
- Microform Support for US ACH/eCheck
- Adding a Mastercard Identifier to Transaction Search and Details
- Added Support for the ProviderTransactionID Field
- Flex Microform Simplified PCI 4.0 Compliance
- Kernel in the Cloud Certification to the MPoC Standard
- Message-Level Encryption Support
- Digital Accept Enables Debit or Credit Routing in Brazil
- Enabling Saved Cards on Digital Accept Platforms
- Enabling the Tokenization of Account Funding Transactions
- Business Center Searches for Merchant Reference ID
- Pilot Launch of AI-Generated Transaction Summary on Transaction Details Page
- Support for Mastercard’s MIT Framework Added to the Cielo Processor
- Support for Mastercard’s MIT Framework Added to the Rede Processor
- Oracle Commerce Cloud Microform Upgrade
- Commercetools Microform Upgrade
- Salesforce B2C Commerce REST Microform Upgrade
- Salesforce B2C Commerce SOAP Microform Upgrade
- PrestaShop Microform Upgrade
- Paze Wallet Boarding Automation Added for Partners
- Updates Prosa to Support Merchant-Initiated Transactions
- Rule-Based Routing

Payer Interface Upcoming Features
- Click to Pay and Unified Checkout Support for the Brazilian Market
- Click to Pay to Support Automatic Cardholder Details Lookup
- Moving Name Details in Unified Checkout and Pay by Link
- Flex Microform and Unified Checkout Added 8-Digit Card Number Prefix
- Paze to be Added to Invoicing and Pay by Link
- Customers Will Be Transitioned to the Upgraded Recurring Billing Service
- Echeck Token Support on Virtual Terminal
- Boarding Enhancements for Virtual Terminal
- Pay by Link Receipts
- Invoice Payment Status Updates
- Invoicing Email and Webhook Notifications
- New Customer Support Role for Pay by Link Resellers
- Bank Identification Number to Be Returned in API Response of Tokenized Payments
- Click to Pay Registered User Feature
- eCheck to be Added to Invoicing and Pay By Link
- Pay By Link Merchant Branding
- Account Funding Transactions to be Supported Through Streamline
- New Mastercard Transaction Link Identifier Field
- Account Verification Will Now Support Anticipated Amount
- Audit Logging to be Enabled for Invoicing and Pay by Link
- Custom Merchant-Defined Data Added to Invoicing
- Microform Payment Credential Retrieval
- Invoice Webhook Events to be Enabled Without Payer Confirmation Email
- Enabling SCA Exemptions on Streamline
- PINless Debit to Be Enabled for China UnionPay
- Enabling 3-D Secure for Card-Not-Present Transactions on the EFTPOS Gateway
- Invoicing to Enable Merchants to Override Field Labels
- Network Tokens Being Added to Boarding Templates
- Recurring Billing Will No Longer Require a Zero Amount Authorization
- Classic Analytics Dashboard Reaching End of Life
- Microform to Extend Target Origins

Payment Processing Upcoming Features
- Account Funding Transactions Available on the OmniPay Direct Processor
- Updating FDC Compass Level II and Level III Processing to the June 2024 Specification
- AFT Transactions Available on the FDC Nashville Global Processor
- Adding Mastercard Processing on Visa Platform Connect in Colombia
- Support for Card Present Retail Contactless Transaction for ITMX
- Elavon to Support the Mastercard Mandate to Populate the Merchant Payment Gateway ID
- Account Funding Transactions Available on the Streamline Processor
- Support for Visa Card Payments on Apple Pay Available on the JCN Gateway
- Card Present Connect Adding Lodging and EV Functionality
- Purchase Return Authorization to be Enabled on Omnipay Gateways
- Account Funding Transactions to be Supported Through Omnipay
- Mobile Fuel Purchases Can Be Processed with Unified Checkout on a Phone
- Prisma Connection to Support 3-D Secure 2.0, Network Tokens and Merchant-Initiated Transactions
- Updates Prosa to Support Merchant-Initiated Transactions
- Rule-Based Routing

Post Processing Upcoming Features
- Generating Reports with eCheck Transaction via Reporting API

Visa Acceptance Platform Upcoming Features
- Merchant Boarding Enhancements
- Network Tokens Being Added to Boarding Templates
- Adding Mastercard Processing on Visa Platform Connect in Colombia
- Transaction Verification Based on Anticipated Amounts
- Auto-Generation of Organization IDs

Risk Management Upcoming Features
- New Fields for Decision Manager Users Subscribed to Elephant
- Increase the Number of Custom Fields That Can Be Used
- Velocity Tracking for Payment Account Reference
- Decision Manager for Portfolios Pilot Launch
- Add the Parent ID to Case Management Details
- New Declined Payment Status in Fraud Management Essentials

Upcoming Technical Partner Updates
- SAP Commerce Cloud Microform Upgrade
- Salesforce B2B Microform Upgrade
- Adobe Commerce Legacy Build Microform Upgrade
- New SAP DPA Field Authorization By DigitalPaytSrvc

On This Page

Account Funding Transactions to be Supported Through Omnipay

Products Included:

Account Funding Transactions

Region/Country:
Global

Expected Release Date:
March 2025

Internal Epic Number:
14657

With this release, merchants who process through Omnipay will be able to process Account Funding Transactions.

Customer Impact

An Account Funding Transaction (AFT) is a transaction in which funds are pulled from a Visa or Mastercard account and used to fund another account. When an AFT is used independently to fund another Visa or non-Visa account, AFTs must only be used to fund an account belonging to the same individual or entity holding the account from which the funds have been pulled. For example, AFTs can be used for loading or topping up prepaid card accounts, moving funds into another financial account (such as a savings account), acting as a funding source for person-to-person (P2P) Money Transfers, or loading third-party digital wallets.

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