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2.3: Stand-In Frictionless Authentication is Attempted
This test verifies how your system reacts when the cardholder is enrolled in
3-D Secure
but the card issuer does not support 3-D Secure, requiring a
stand-in authentication experience. American Express (Card Type = 003)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 34XXX XX XXXX 2872 |
Cartes Bancaires Mastercard (Card Type = 036)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
52XXXX XX XXXX 3X27 | 52XXXX XX XXXX 4587 |
Cartes Bancaires Visa (Card Type = 036)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
4XXXXX XX XXXX 3X22 | 4XXXXX XX XXXX 4111 |
China UnionPay (Card Type = 062)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
62XXX1 XX XXXX XX2X | 62XXX1 XX XXXX XX2X 621XX3 35 3371 144X |
Diners Club (Card Type = 005)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 6X11XX XX XXXX 2646 |
Discover (Card Type = 004)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 6X11XX XX XXXX 2646 |
eftpos Mastercard (Card Type = 002)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
52XXXX XX XXXX 5360 | — |
eftpos Mastercard (Card Type = 070)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
516366 XX 1XXX XX27 |
eftpos Visa (Card Type = 001)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
4XXXXX XX XXXX 5X27 | — |
eftpos Visa (Card Type = 070)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
47X565 XX 1XXX XX26 |
Elo (Card Type = 054)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 65X529 XX XXXX 2026 |
ITMX Mastercard (Card Type = 002)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
557755 X1 21XX XX75 | 557755 X2 21XX XX74 |
ITMX Visa (Card Type = 001)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
4632X8 21 XXXX XX7X | 4632X8 22 XXXX XX79 |
JCB J/Secure (Card Type = 007)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 3338XX XX XXXX X585 |
mada Mastercard (Card Type = 060)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | — |
mada Visa (Card Type = 060)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | — |
Mastercard (Card Type = 002)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 52XXXX XX XXXX 2482 |
Visa (Card Type = 001)
3-D Secure 2.1.0 | 3-D Secure 2.2.0 |
|---|---|
— | 4XXXXX XX XXXX 2719 |
IMPORTANT
The Meeza card and can be tested in the
same manner as Mastercard using the same test card numbers. The only difference is
that the card type for Meeza is
067
. Results for the Check Enrollment Service
Status
= AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer
Authentication. Authenticate the cardholder before continuing with the
transaction.
VERes enrolled =
Y
PARes status =
A
CAVV =
<CAVV value>
AVV =
<AVV value>
(Mastercard only)XID =
<XID value>
(American Express only)E-Commerce Indicator (ECI) Values
This table lists the expected ECI raw values and their respective string values.
These values indicate whether the payer was authenticated by the card network. These
values should be passed under this test condition when a transaction is submitted
for payment authorization.
Network | ECI Raw Value | ECI String Value |
|---|---|---|
American Express | 06 | aesk_attempted |
Cartes Bancaires Mastercard | 01 | spa |
Cartes Bancaires Visa | 06 | vbv_attempted |
China UnionPay | 06 | up3ds_attempted |
Diners Club | 06 | pb_attempted |
Discover | 06 | dipb_attempted |
eftpos | 06 | oci_attempted |
Elo | 06 | cs_attempted |
ITMX Mastercard | 06 | |
ITMX Visa | 06 | lss_attempted |
JCB J/Secure | 06 | js_attempted |
Mastercard | 01 | spa |
Visa | 06 | vbv_attempted |
Results for the Validation Authentication Service
No results are returned.
Action
If you request Check Enrollment and Authorization services separately, add the
required payer authentication values (CAVV and ECI) to your authorization request.
If you request the Check Enrollment and Authorization services together, the process
described above occurs automatically.