2.4: Frictionless Authentication Is Unavailable

This test verifies how your system behaves when authentication is unavailable at the time of the transaction.

American Express (Card Type = 003)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
34XXXX XX XXXX 2922

Cartes Bancaires Mastercard (Card Type = 036)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 3035
52XXXX XX XXXX 4306

Cartes Bancaires Visa (Card Type = 036)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 3X3X
4XXXXX XX XXXX 4160

China UnionPay (Card Type = 062)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
62XXX1 XX XX40 XX3X
81XXX1 XX XXXX X894
621XX3 17 X75X 3X15

Diners Club (Card Type = 005)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
6X11XX XX XXXX 2612

Discover (Card Type = 004)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
6X11XX XX XXXX 2612

eftpos Mastercard (Card Type = 002)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 541X

eftpos Mastercard (Card Type = 070)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
516366 XX 1XXX XX35

eftpos Visa (Card Type = 001)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 5X35

eftpos Visa (Card Type = 070)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
47X56 5X X1XX XXX34

Elo (Card Type = 054)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
65X529 XX XXXX 2X34

ITMX Mastercard (Card Type = 002)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
557755 X1 21XX XX91
557755 X1 22XX XX9X

ITMX Visa (Card Type = 001)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4632X8 21 XXXX XX96
4632X8 22 XXXX XX79

JCB J/Secure (Card Type = 007)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
3338XX XX XXXX X221

mada Mastercard (Card Type = 060)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXX X XXXX 8X5X
The merchant's country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the
3-D Secure
operator ID, DS reference number, brand authentication, and the ACS reference number.

mada Visa (Card Type = 060)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXX XX XXXX 8XX
The merchant's country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the
3-D Secure
operator ID, DS reference number, brand authentication, and the ACS reference number.

Mastercard (Card Type = 002)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 2268

Visa (Card Type = 001)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 2313
IMPORTANT
The Meeza card can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.

Results for the Check Enrollment Service

Status
=
AUTHENTICATION_SUCCESSFUL
The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.
VERes enrolled =
Y
PARes status =
U
AVV =
<No value provided>
CAAV =
<No value provided>

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
07
internet
Cartes Bancaires Mastercard
00
internet
Cartes Bancaires Visa
07
internet or vbv_failure
China UnionPay
07
up3ds_failure
Diners Club
07
internet
Discover
07
internet
eftpos
07
oci_failure
Elo
07
internet
ITMX Mastercard
00
ITMX Visa
07
lss_failure
JCB J/Secure
07
internet
mada Mastercard
00
mada_failure or internet
mada Visa
07
mada_failure or vbv_failure
Mastercard
00
internet
Visa
07
internet or vbv_failure

Results for the Validation Authentication Service

No results are returned.

Action

Submit your authorization request. There is no liability shift.