2.1: Frictionless Authentication Is Successful

This test verifies that successful frictionless authentication of the cardholder by the card issuer works correctly.

American Express (Card Type = 003)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	34XXX XX XXXX 27X8

Cartes Bancaires Mastercard (Card Type = 036)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
52XX XXXX XXXX 3XX1	52XX XXXX XXXX 48X1

Cartes Bancaires Visa (Card Type = 036)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
4XXX XXXX XXXX 3XX6	4XXX XXXX XXXX 497X

China UnionPay (Card Type = 062)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
62XX X1XX XX2X XXXX	81XXX1 XX XXXX X142 621XX3 82 3532 713X

Diners Club (Card Type = 005)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	6X11 XXXX XXXX 2117

Discover (Card Type = 004)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	6X11 XXXX XXXX 2117

eftpos Mastercard (Card Type = 002)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
52XXXX XX XXXX 517X	—

eftpos Mastercard (Card Type = 070)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
516366 XX 1XXX XXX1	—

eftpos Visa (Card Type = 001)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
4XXXXX XX XXXX 5126	—

eftpos Visa (Card Type = 070)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
47X565 XX 1XXX XXXX	—

Elo (Card Type = 054)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	65X529 XX XXXX 2XXX

ITMX Mastercard (Card Type = 002)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
557755 X1 21XX XXXX	557755 X1 22XX XXX9

ITMX Visa (Card Type = 001)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
4632X8 21 XXXX XXX5	4632X8 21 XXXX XXX4

JCB J/Secure (Card Type = 007)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	3338XX XX XXXX X296

mada Mastercard (Card Type = 060)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	52XXXX XX XXXX 8XXX The merchant's country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the `3-D Secure` operator ID, DS reference number, brand authentication, and the ACS reference number.

mada Visa (Card Type = 060)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	4XXXXX XX XXXX 8X2X The merchant's country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the `3-D Secure` operator ID, DS reference number, brand authentication, and the ACS reference number.

Mastercard (Card Type = 002)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	52XXXX XX XXX 2235

Visa (Card Type = 001)

`3-D Secure` 2.1.0 Test Card Number	`3-D Secure` 2.2.0 Test Card Number
—	4XXXXX XX XXXX 27X1

IMPORTANT

The Meeza card can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is

067

.

Results for the Check Enrollment Service

Status

=

AUTHENTICATION_SUCCESSFUL

The cardholder is enrolled in Payer Authentication. Authenticate the cardholder before continuing with the transaction.

VERes enrolled =

Y

PARes status =

Y

CAVV = <CAVV value>

AVV = <AVV value> (Mastercard only)

XID = <XID value> (American Express only)

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	05	aesk
Cartes Bancaires Mastercard	02	spa
Cartes Bancaires Visa	05	vbv
China UnionPay	05	up3ds
Diners Club	05	pb
Discover	05	dipb
eftpos	05	oci
Elo	05	cs
ITMX Mastercard	02
ITMX Visa	05	lss
JCB J/Secure	05	js
mada Mastercard	02	mada or spa
mada Visa	05	mada or vbv
Mastercard	02	spa
Visa	05	vbv

Results for the Validation Authentication Service

Validation does not apply to this test because no validation is needed when no challenge is issued during the transaction.

Action

If you request Check Enrollment and Authorization services separately, add the required payer authentication values to your authorization request. If you request the Check Enrollment and authorization services together, the process described above occurs automatically.