2.9: Step-Up Authentication Is Successful

This test verifies how your system reacts to a successful step-up (or challenge) authentication transaction.

Status

=

PENDING_AUTHENTICATION

The cardholder is enrolled in payer authentication. Authenticate before proceeding with authorization.

VERes enrolled =

Y

PARes status =

C

XID =

<XID value>

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
mada Mastercard	00	spa or mada
mada Visa	07	vbv or mada

Status

=

AUTHENTICATION_SUCCESSFUL

PARes status =

Y

XID =

<XID value>

CAVV =

<CAVV value>

This table lists the expected raw ECI values and their respective string values from validating this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	05	aesk
Cartes Bancaires Mastercard	02	spa
Cartes Bancaires Visa	05	vbv
China UnionPay	05	up3ds
Diners Club	05	pb
Discover	05	dipb
eftpos	05	oci
Elo	05	cs
ITMX Mastercard	02
ITMX Visa	05	lss
JCB J/Secure	05	js
mada Mastercard	02	spa or mada
mada Visa	05	vbv or mada
Mastercard	02	spa
Visa	05	vbv

If you request Validate Authentication and authorization services separately, add the required payer authentication values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically. The merchant should include the CAVV and ECI values in the authorization message.