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2.11: Step-Up Authentication Is Unavailable

This test verifies that the correct response is returned when step-up authentication is unavailable.

Card Numbers

American Express (Card Type = 003)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
34XXX XX XXXX 2484

Cartes Bancaires Mastercard (Card Type = 036)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
52XXXX XX XXXX 3188
52XXXX XX XXXX 4124

Cartes Bancaires Visa (Card Type = 036)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
4XXXXX XX XXXX 31X5
4XXXXX XX XXXX 464X

China UnionPay (Card Type = 062)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
62XXX1 99 997X XX39
81XXX1 XX XXXX X159

Diners Club (Card Type = 005)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
6X11XX XX XXXX 1129

Discover (Card Type = 004)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
6X11XX XX XXXX 1129

eftpos Mastercard (Card Type = 002)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
52XXXX XX XXXX 5337
—

eftpos Mastercard (Card Type = 070)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
516366 XX 1XXX X1XX
—

eftpos Visa (Card Type = 001)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
4XXXXX XX XXXX 5225
—

eftpos Visa (Card Type = 070)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
47X565 XX 1XXX X1X9
—

Elo (Card Type = 054)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
65X529 XX XXXX 2257

ITMX Mastercard (Card Type = 002)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
557755 X1 21XX XX42
557755 X1 22XX XX41

ITMX Visa (Card Type = 001)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
4632X8 21 XXXX XX47
4632X8 22 XXXX XX46

JCB J/Secure (Card Type = 007)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
3338XX XX XXXX X981

mada Mastercard (Card Type = 060)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
52XXXX XX XXXX 819X
The merchant's country must be set to
SA
 within the merchant profile, or the
CountryCodeOverride
 field must be set to
SA
 on the Lookup Request. The response will include the
3-D Secure
 operator ID, DS reference number, brand authentication, and the ACS reference number.

mada Visa (Card Type = 060)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
4XXXXX XX XXXX 831X
The merchant's country must be set to
SA
 within the merchant profile, or the
CountryCodeOverride
 field must be set to
SA
 on the Lookup Request. The response will include the
3-D Secure
 operator ID, DS reference number, brand authentication, and the ACS reference number.

Mastercard (Card Type = 002)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
52XXXX XX XXXX 2664

Visa (Card Type = 001)

3-D Secure
 2.1.0
 Test Card Number
3-D Secure
 2.2.0
 Test Card Number
—
4XXXXX XX XXXX 242X
IMPORTANT
The Meeza card can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.

Results for the Check Enrollment Service

Status
 =
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes Status =
C

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
mada Mastercard
00
mada_failure or internet
mada Visa
07
mada_failure or vbv_failure

Results for the Validation Authentication Service

Status
 =
AUTHENTICATION_SUCCESSFUL
Authentication is validated.
PARes status =
U
XID = <XID value>

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
07
internet
Cartes Bancaires Mastercard
00
internet
Cartes Bancaires Visa
07
internet or vbv_failure
China UnionPay
07
up3ds_failure
Diners Club
07
internet
Discover
07
internet
eftpos
07
oci_failure
Elo
07
internet
ITMX Mastercard
07
ITMX Visa
07
lss_failure
JCB J/Secure
07
internet
mada Mastercard
00
mada_failure or internet
mada Visa
07
mada_failure or vbv_failure
Mastercard
00
internet
Visa
07
internet or vbv_failure

Action

The merchant can retry authentication or process without the liability shift.