2.12: Error During Authentication

This test checks how your system reacts when authentication request errors occurs during processing.

Card Numbers

American Express (Card Type = 003)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
34XXXX XX XXXX 2351

Cartes Bancaires Mastercard (Card Type = 036)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 3126
52XXXX XX XXXX 4611

Cartes Bancaires Visa (Card Type = 036)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 3113
4XXXXX XX XXXX 4913

China UnionPay (Card Type = 062)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
62XXX1 99 994X XX59
81XXX1 XX XXXX X159
621XX3 32 7122 3145

Diners Club (Card Type = 005)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
6X11XX XX XXXX 257X

Discover (Card Type = 004)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
6X11XX XX XXXX 257X

eftpos Mastercard (Card Type = 002)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 5352

eftpos Mastercard (Card Type = 070)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
516366 XX 1XXX X118

eftpos Visa (Card Type = 001)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 5241

eftpos Visa (Card Type = 070)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
47X565 XX 1XXX X117

Elo (Card Type = 054)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
65X529 XX XXXX 2265

ITMX Mastercard (Card Type = 002)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
557755 X1 21XX XX67
557755 X1 22XX XX66

ITMX Visa (Card Type = 001)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4632X8 21 XXXX XX62
4632X8 22 XXXX XX61

JCB J/Secure (Card Type = 007)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
3338XX XX XXXX X676

mada Mastercard (Card Type = 060)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 82XX
The merchant's country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the
3-D Secure
operator ID, DS reference number, brand authentication, and the ACS reference number.

mada Visa (Card Type = 060)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 834X
The merchant's country must be set to
SA
within the merchant profile, or the
CountryCodeOverride
field must be set to
SA
on the Lookup Request. The response will include the
3-D Secure
operator ID, DS reference number, brand authentication, and the ACS reference number.

Mastercard (Card Type = 002)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
52XXXX XX XXXX 2656

Visa (Card Type = 001)

3-D Secure
2.1.0
Test Card Number
3-D Secure
2.2.0
Test Card Number
4XXXXX XX XXXX 2644
IMPORTANT
The Meeza card can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is
067
.

Results for the Check Enrollment Service

=
PENDING_AUTHENTICATION
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization.
VERes enrolled =
Y
PARes status =
C
PAReq =
<PAReq value>

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for cardholder authentication.
Network
ECI Raw Value
ECI String Value
mada Mastercard
00
mada_failure or internet
mada Visa
07
mada_failure or vbv_failure

Results for the Validation Authentication Service

=
AUTHENTICATION_FAILED
  • User failed authentication.
  • Payer cannot be authenticated.
PARes status =
U
XID =
<XID value>
(American Express only)

E-Commerce Indicator (ECI) Values

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was validated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.
Network
ECI Raw Value
ECI String Value
American Express
07
internet
Cartes Bancaires Mastercard
00
internet
Cartes Bancaires Visa
07
internet or vbv_failure
China UnionPay
07
up3ds_failure
Diners Club
07
internet
Discover
07
internet
eftpos
07
oci_failure
Elo
07
internet
ITMX Mastercard
07
ITMX Visa
07
lss_failure
JCB J/Secure
07
internet
mada Mastercard
00
mada_failure or internet
mada Visa
07
mada_failure or vbv_failure
Mastercard
00
internet
Visa
07
internet or vbv_failure

Action

You can retain liability and submit this transaction for authorization as an unauthenticated transaction, or you can ask the customer for another form of payment.