Recent Revisions to This Document

About This Guide

Introduction to Mass Transit
- Rider Benefits
- Transit System Benefits
- Mass Transit Terminology
- Mass Transit Prerequisites
- Mass Transit Validation and Certification
  - Message-Level Validation
  - EMV L3 Certification
- Mass Transit Transactions
  - Card Types and Transaction Models
  - Mastercard Mass Transit Models
    - Pay As You Go (PAYG)
  - Visa Mass Transit Model
    - Visa Mobility and Transport Transaction

Mass Transit Transaction Workflows
- Mastercard Pay As You Go (PAYG) Workflow
- Visa Mobility and Transport Transaction Workflow
- Additional Workflows
  - Near Real-Time Workflow
  - Fare Calculation and Submission Workflow
  - Debt Recovery Workflows

Mass Transit Payment Services Using EMV and Card Data
- Mass Transit Mastercard Authorization with EMV Data
  - Required Fields for a Mastercard Authorization with EMV Data Using the REST API
  - Required Fields for a Mastercard Authorization with EMV Data in Europe Using the REST API
  - Performing a Mastercard Authorization with EMV Data Using the REST API
- Mass Transit Visa Account Verification Request (AVR) with EMV Data
  - Required Fields for a Visa AVR Authorization with EMV Data Using the REST API
  - Performing a Visa AVR Authorization with EMV Data Using the REST API
- Mass Transit Visa Deferred Sale with EMV Data
  - Required Fields for a Visa Deferred Sale with EMV Data Using the REST API
  - Performing a Visa Deferred Sale with EMV Data Using the REST API
- Mass Transit Authorizations for a Tap-Initiated Debt Recovery with EMV Data
  - Required Fields for a Tap-Initiated Authorization for Debt Recovery with EMV Data Using the REST API
  - Required Fields for a Tap-Initiated Authorization for Debt Recovery with EMV Data for Mastercard in Europe Using the REST API
  - Performing a Tap-Initiated Authorization for Debt Recovery with EMV Data Using the REST API
- Mass Transit Merchant-Initiated Authorizations for Debt Recovery with EMV Data
  - Required Fields for a Merchant-Initiated Authorization for Debt Recovery with EMV Data Using the REST API
  - Required Fields for a Merchant-Initiated Authorization for Debt Recovery with EMV Data for Mastercard in Europe Using the REST API
  - Performing a Merchant-Initiated Authorization for Debt Recovery with EMV Data Using the REST API
- Mass Transit Tap-Initiated Sales for Debt Recovery with EMV Data
  - Required Fields for a Tap-Initiated Sale for Debt Recovery with EMV Data Using the REST API
  - Required Fields for a Tap-Initiated Sale for Debt Recovery with EMV Data for Mastercard in Europe Using the REST API
  - Performing a Tap-Initiated Sale for Debt Recovery with EMV Data Using the REST API
- Mass Transit Merchant-Initiated Sales for Debt Recovery with EMV Data
  - Required Fields for a Merchant-Initiated Sale for Debt Recovery with EMV Data Using the REST API
  - Required Fields for a Merchant-Initiated Sale for Debt Recovery with EMV Data in Europe Using the REST API
  - Performing a Merchant-Initiated Sale for Debt Recovery with EMV Data Using the REST API
- Mass Transit Stand-Alone Credits with Card Data
  - Required Fields for a Stand-Alone Credit with Card Data Using the REST API
  - Performing a Stand-Alone Credit with Card Data Using the REST API

Mass Transit Follow-On Payment Services
- Mass Transit Captures
  - Required Fields for a Mass Transit Capture Using the REST API
  - Capturing a Mass Transit Authorization Using the REST API
- Mass Transit Authorization Reversals
  - Required Fields for a Mass Transit Authorization Reversal Using the REST API
  - Reversing a Mass Transit Authorization Using the REST API
- Mass Transit Timeout Reversal
  - Required Fields for a Timeout Reversal Using the REST API
  - Performing a Timeout Reversal Using the REST API
- Mass Transit Timeout Voids
  - Required Field for a Timeout Void Using the REST API
  - Performing a Timeout Void Using the REST API

BIN Lookup Service

Transit Test Cases

REST API Fields
- clientReferenceInformation.code (Request)
- clientReferenceInformation.partner.solutionId
- clientReferenceInformation.partner.thirdPartyCertificationNumber
- clientReferenceInformation.transactionId
- consumerAuthenticationInformation.strongAuthentication. riskAnalysisExemptionIndicator
- orderInformation.amountDetails.currency (Request)
- orderInformation.amountDetails.totalAmount
- paymentInformation.card.expirationMonth
- paymentInformation.card.expirationYear
- paymentInformation.card.number
- paymentInformation.card.cardType
- paymentInformation.card.type
- paymentInformation.fluidData.descriptor
- paymentInformation.fluidData.encoding
- paymentInformation.initiationChannel
- pointOfSaleInformation.catLevel
- pointOfSaleInformation.deviceId
- pointOfSaleInformation.emv.cardSequenceNumber
- pointOfSaleInformation.emv.tags (request)
- pointOfSaleInformation.entryMode
- pointOfSaleInformation.serviceCode
- pointOfSaleInformation.terminalCapability
- pointOfSaleInformation.terminalID (request)
- pointOfSaleInformation.terminalPinCapability
- pointOfSaleInformation.trackData
- processingInformation.authorizationOptions. aggregatedAuthIndicator
- processingInformation.authorizationOptions.authIndicator
- processingInformation.authorizationOptions. debtRecoveryIndicator
- processingInformation.authorizationOptions. deferredAuthIndicator
- processingInformation.authorizationOptions.ignoreAvsResult
- processingInformation.authorizationOptions.ignoreCvResult
- processingInformation.authorizationOptions.initiator. credentialStoredOnFile
- processingInformation.authorizationOptions.initiator. merchantInitiatedTransaction.previousTransactionID
- processingInformation.authorizationOptions.initiator. merchantInitiatedTransaction.reason
- processingInformation.authorizationOptions.initiator. storedCredentialUsed
- processingInformation.authorizationOptions.initiator.type
- processingInformation.authorizationOptions.transportationMode
- processingInformation.capture
- processingInformation.captureOptions.dateToCapture
- processingInformation.commerceIndicator
- processingInformation.industryDataType
- reversalInformation.amountDetails.currency
- reversalInformation.amountDetails.totalAmount
- reversalInformation.reason

On This Page

SCMP API | Visa Platform Connect

Transit System Benefits

Mass transit systems will benefit in these ways:

Lower ticketing overhead without ticket booths or paper tickets.

Ability to track riders when they tap to enter and exit.

Real-time receipts and payments.

Flexible fare management

Riders pay as they go.

Aggregated fares for one payment transaction each travel period.

Merchant protection

Encrypted payment data

First Ride Risk

Debt Recovery

Back to top