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SCMP API | Visa Platform Connect

Visa Mobility and Transport Transaction Workflow

The Visa Mobility and Transport Transaction (MTT) workflow begins when the rider taps their payment card at the fare collection terminal.

Figure:

Visa Mobility and Transport Transaction Workflow
Flow diagram that describes the Visa Mobility and Transport Transaction model.
  1. Rider taps their payment card at the EMV contactless validator.
  2. The validator checks the deny list to determine that the card is valid and allows the rider to enter the transit system.
  3. The back office submits an account verification request (AVR) to
    Cybersource
    .
  4. When the authorization fails, the card is added to the deny list, and the debt recovery process begins. See the Debt Recovery Workflows.
  5. During the travel period, the back office collects the rider's tap data to calculate the fare.
  6. At the end of the travel period, the back office submits a deferred authorization and capture request. See the Fare Calculation and Submission Workflow.