Mass Transit Transactions

This type of transaction uses a contactless terminal at points of access to the transit service. The final fare charged is not always known at the time of travel. It is calculated at the end of a travel period (typically 24 hours) based on journeys made during that period.

This type of transaction retrieves outstanding debt in the event of a decline of the aggregated, end-of-day transaction. A debt recovery transaction is also required in order to remove a card from a deny list. Card schemes require you to process merchant-initiated debt recovery. You can also offer tap-initiated debt recovery at the transit entry point or cardholder-initiated debt recovery online.