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SCMP API | Visa Platform Connect

processingInformation.commerceIndicator

Type of transaction.

Some payment card companies use this information when determining discount rates.

Possible Values for the Authorization Service:

E-Commerce Indicator Values
Value	Description
5	Secure e-commerce transaction with a credential-on-file (COF) token. The network_token_cryptogram field is included in the authorization request.
aesk	American Express SafeKey authentication was successful.
aesk attempted	American Express SafeKey authentication was attempted but did not succeed.
dipd	Discover card type.
install	Installment payment. For merchant-initiated transactions on `Visa Platform Connect` with Mastercard in India or with an India-issued card, the install value is used for the installment payment scenario and for unscheduled credentials-on-file transactions.
install_internet	Non-U.S. e-commerce (Internet) installment payment. This value is not supported on all processors.
js	JCB J/Secure authentication was successful.
js_attempted	JCB J/Secure authentication was attempted but did not succeed.
moto	Mail order or telephone order. On `Ingenico ePayments`, this value is supported only for Cartes Bancaires.
recurring	Recurring payment that is a U.S. transaction or non-U.S. mail order/telephone order (MOTO) transaction. For merchant-initiated transactions on `Visa Platform Connect` with Mastercard in India or with an India-issued card, the recurring value is used for the recurring payment scenario.
recurring_internet	Recurring payment that is a non-U.S. e-commerce (Internet) transaction.
retail	Card-present transaction.
spa	For Mastercard Identity Check: Authentication was successful or was attempted but did not succeed. The e-commerce indicator for all Mastercard Identity Check transactions, including authentication attempts, must be set to spa . Otherwise, the transactions are processed as non-identity check transactions. For secure transactions in France: Successful authentication for a Mastercard card or a Cartes Bancaires card that is co-badged with Mastercard.
vbv	For Visa Secure: Authentication was successful. For secure transactions in France: Successful authentication for a Visa card or a Cartes Bancaires card that is co-badged with Visa.
vbv_attempted	For Visa Secure: Authentication was attempted but did not succeed. For secure transactions in France: Authentication was attempted for a Visa card or a Cartes Bancaires card that is co-badged with Visa.

Possible Values for the Credit Service:

internet

: E-commerce order placed through a website.

moto

: Mail order or telephone order.

recurring

: Recurring payment that is a U.S. transaction or non-U.S. mail order / telephone order (MOTO) transaction.

recurring_internet

: Recurring payment that is a non-U.S. e-commerce (Internet) transaction.

Apple Pay

For the merchant decryption method, one of the following values is required:

aesk

dipb

internet

spa

vbv

Card-Present Transactions

For a card-present transaction, you must set this field to

retail

Payer Authentication

When you request the payer authentication and authorization services separately, get the value for this field from the

pa_validate_e_commerce_indicator

response field.

Payouts

For FDC Compass and Visa Platform Connect, the value for an original credit transaction (OCT) is

internet

PIN Debit Transactions

For a PIN debit transaction, you must set this field to

retail

Samsung Pay

For the merchant decryption method, one of the following values is required:

aesk

internet

spa

Specifications

Field Type:
Request

Data Type:
String

Data Length:

Account funding transaction (AFT): 20

Card-not-present transaction: 20

Card-present transaction: 20

Original credit transaction (OCT): 13

PIN debit transaction: 13

Mapping Information

REST API Field:

processingInformation.commerceIndicator

SCMP API Field:

e_commerce_indicator

Simple Order API Fields:

ccAuthService_commerceIndicator

ccCreditService_commerceIndicator

octService_commerceIndicator

pinDebitCreditService_commerceIndicator

pinDebitPurchaseService_commerceIndicator