paymentInformation.initiationChannel

Code that indicates how the account information was obtained.

This field is supported only for Mastercard and American Express on

Visa Platform Connect

.

Possible values for Mastercard transactions:

00
(default): Card
01
: Removable secure element that is personalized for use with a mobile phone and controlled by the wireless service provider; examples: subscriber identity module (SIM), universal integrated circuit card (UICC)
02
: Key fob
03
: Watch
04
: Mobile tag
05
: Wristband
06
: Mobile phone case or sleeve
07
: Mobile phone with a non-removable, secure element that is controlled by the wireless service provider
08
: Removable secure element that is personalized for use with a mobile phone and not controlled by the wireless service provider; example: memory card
09
: Mobile phone with a non-removable, secure element that is not controlled by the wireless service provider
10
: Removable secure element that is personalized for use with a tablet or e-book and is controlled by the wireless service provider; examples: subscriber identity module (SIM), universal integrated circuit card (UICC)
11
: Tablet or e-book with a non-removable, secure element that is controlled by the wireless service provider
12
: Removable secure element that is personalized for use with a tablet or e-book and is not controlled by the wireless service provider
13
: Tablet or e-book with a non-removable, secure element that is not controlled by the wireless service provider

Possible values for American Express transactions:

AC
: mPOS accessory/dongle with contact and contactless interfaces, with or without PIN pad
AS
: mPOS accessory/dongle with contact and contactless interfaces and PIN on glass support (for example, a Secure Card Reader for PIN combined with a software-based PIN on commercial off-the-shelf hardware (COTS))
CC
: Contactless payment on COTS (CPoC) — mobile device based contactless only mPOS without PIN support
CS
: CPoC — mobile device-based contactless-only mPOS with PIN on glass support

The value for this field corresponds to the following data in the TC 33 capture file for American Express transactions:

Record: CP01-TCRB
Position: 79-80
Field: American Express Mobile Device Type

The TC 33 capture file contains information about the payments and credits that a merchant submits to

Cybersource

. The processor creates the TC 33 capture file at the end of the day and sends it to the merchant’s acquirer. The acquirer uses this information to facilitate end-of-day clearing processing with payment networks.