Mastercard Bill Payment Processing

This section describes how to request an authorization for a Mastercard Bill Payment.

Field Specific to this Use Case

Include this field with a standard authorization request when processing a Mastercard Bill Payment:
processingInformation.authorizationOptions.billPaymentType
Set the value to indicate the type of bill that the cardholder is paying.

Requirements

Sign up with Mastercard to participate in their bill payment program.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Related Information

Required Fields for Authorizing a Mastercard Bill Payment

Use these required fields to authorize a Mastercard bill payment.
IMPORTANT
When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see Relaxed Requirements for Address Data and Expiration Date in Payment Transactions.

REST Example: Authorizing a Mastercard Bill Payment

Request 
        
{
    "orderInformation": {
        "billTo": {
            "country": "BR",
            "lastName": "Doe",
            "firstName": "John",
            "address1": "Av Pres Juscelino Kubistchek 1909",
            "address2": "",
            "postalCode": "04543907",
            "locality": "Sao Paulo",
            "administrativeArea": "SP",
            "email": "[email protected]"
        },
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "BRL"
        }
    },
    "paymentInformation": {
        "card": {
            "expirationMonth": "12",
            "expirationYear": "2031",
            "number": "555555555555xxxx",
            "securityCode": "123",
            "type": "002"
        }
    },
    "processingInformation": {
        "authorizationOptions": {
            "billPaymentType": "001"
        }
    }
}
Response to a Successful Request 
        
{
  "_lijava.io.PrintWriter@618dcadc
nks" : {
    "authReversal" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/6863356803746501803955/reversals"
    },
    "self" : {
      "method" : "GET",
      "href" : "/pts/v2/payments/6863356803746501803955"
    },
    "capture" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/6863356803746501803955/captures"
    }
  },
  "clientReferenceInformation" : {
    "code" : "1686335680358"
  },
  "id" : "6863356803746501803955",
  "orderInformation" : {
    "amountDetails" : {
      "authorizedAmount" : "100.00",
      "currency" : "brl"
    }
  },
  "paymentAccountInformation" : {
    "card" : {
      "type" : "002"
    }
  },
  "paymentInformation" : {
    "tokenizedCard" : {
      "type" : "002"
    },
    "card" : {
      "type" : "002"
    }
  },
  "processorInformation" : {
    "approvalCode" : "010012",
    "networkTransactionId" : "999010012",
    "transactionId" : "72b2900a9f316142b627a21031b48b0c259f08ffba0004172a04450c5d212345",
    "responseCode" : "400",
    "avs" : {
      "code" : "2"
    }
  },
  "reconciliationId" : "NHRRGOVtUxkb",
  "status" : "AUTHORIZED",
  "submitTimeUtc" : "2023-06-09T18:34:40Z"
}