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- Introduction to Payments
- Standard Payments Processing
- Card Present Connect | Retail Processing
- Card Present Connect | Mass Transit Processing
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
- MIT Delayed Transaction with PAN
- MIT Incremental Transaction with PAN
- MIT Reauthorization Transactions with PAN
- MIT Resubmission Transaction with PAN
- Installment Payments
- Recurring Payments
- Unscheduled COF Payments
- Token Management Service Processing
- Introduction to Payments
- Standard Payments Processing
- Card Present Connect | Retail Processing
- Card Present Connect | Mass Transit Processing
- Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Airline Data Processing
- Japanese Payment Options Processing
- Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
- MIT Delayed Transaction with PAN
- MIT Incremental Transaction with PAN
- MIT Reauthorization Transactions with PAN
- MIT Resubmission Transaction with PAN
- Installment Payments
- Recurring Payments
- Unscheduled COF Payments
- Token Management Service Processing
On This Page
Card-Not-Present Transactions
When a customer provides a card number, but the card and the customer are not physically
present at the merchant's location, the purchase is known as a
card-not-present
transaction
. Typical card-not-present transactions are internet and phone transactions.
Card-not-present transactions pose an additional level of risk to your business because the
customer’s identification cannot be verified. You can reduce that risk by using features such
as, the Address Verification System (AVS) and Card Verification Numbers (CVNs). The AVS and
CVNs provide additional protection from fraud. AVS validates the cardholder’s entered address
in relation to the known customer's address. CVN requires the cardholder to include the card's
CVN number during a transaction.