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Visa Secure

Visa Secure is the authentication service in the Visa card network that uses the 3-D Secure protocol to authenticate customers at checkout. This authentication is a two-step process. First, the cardholder is authenticated by 3-D Secure. Then, the transaction is authorized based on the 3-D Secure evaluation. This section explains how to authorize a card payment based on the 3-D Secure evaluation.

Fields Specific to the Visa Secure Use Case

These API fields are required specifically for this use case.
processingInformation.commerceIndicator
Set this field to
vbv
 for a successful authentication (3‑D Secure value of
05
),
vbv_attempted
 if authentication was attempted but did not succeed (3‑D Secure value of
06
), or
vbv_failure
 if authentication failed (3‑D Secure value of
07
).
consumerAuthenticationInformation.cavv
Required when payer authentication is successful.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments
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